Retail Centers (Anchored & Unanchored) Financing:

Loan Amounts from: $1,000,000 - $100,000,000


AARCS provides conventional lending all over Nationwide on loan requests for Retail Anchored & Unanchored Property financing. Perhaps you want to renovate your Retail property or you found the perfect location to build a new Retail Anchored property. AARCS will provide financing on all types of Retail Anchored & Unanchored properties as well as additions to Retail Anchored & Unanchored properties.

AARCS will work with you to provide the right loan structure for your Retail Anchored property whether it is a purchase, refinance, or new construction. We have financed Retail Anchored properties that are both small and large properties. We specialize in providing permanent financing for Retail Anchored & Unanchored properties.

AARCS can provide you with either fixed or adjustable rate options depending on your need.

Please review our Retail Anchored & Unanchored Commercial Loan financing options below:

Retail Centers Lending:

Property Types:

Retail: Strip with Anchor, Strip without Anchor, Neighborhood Center, Regional Malls, Community Centers, Car Care Center, Convenience Stores, Factory Outlet, Single-Tenant Building / Office / Industrial / Warehouse - Distribution

Loan Amounts:

$1M - $100M

Loan Types:

Acquisition, Refinancing, Construction, Bridge, Mezzanine


3, 5, 7, 10, 15 or 20 Years


15 - 30 Years

Minimum DSCR:

1.25% - 1.40%

Maximum LTV:

75%; Seller Carry Back Allow


Full-Recourse and Non-Recourse; options available (Depending on loan size and quality)

Rate Benchmark:

Treasury Rate / Prime Rate / Libor Rate / FHLB Rate / Swap Rate


50 400 basis points

Geographic Location:



Borrowing Entity - Single Purpose Entity required
Prepayment - Defeasance/Yield Maintenance/Fixed Declining
Assumption- Allowed
Escrows- Varies based on loan size and asset quality

Third Party Reports:

MAI Appraisal / Property Condition Reports
Phase I Environmental / Title / Survey

Application Fee:

None to AARCS; Varies by Lenders


45-90 days from complete due diligence package