Mobile Home Park Financing:

Loan Amounts from: $1,000,000 - $100,000,000


AARCS finances Mobile Home Park unit apartment loans nationwide. Our commercial lending programs are outlined from our Mobile Home Park Finance Group with loan amounts from $1,000,000 to $100,000,000. Loans from five units and up are the number one chosen loan products in the commercial capital lending market.

Mobile Home Park lenders are highly competitive when it comes to your mortgage business and have commercial financing terms at the lowest apartment financing rates and terms. With the wide variety of real estate, we have several investment mortgage loan products to meet your lending needs at or below current market interest rates.

Please review our Mobile Home Park commercial loan financing options below:

Mobile Home Park Lending Programs:

Property Types:

All Mobile Home & RV Parks, RV Parks & Camp Grounds, Mobile Home Parks, Manufactured Housing

Loan Amounts:

$1M - $100M

Loan Types:

Acquisition, Refinancing, Construction, Bridge, Mezzanine


3, 5, 7, 10, 15, 20 Years


15 - 30 Years

Minimum DSCR:


Maximum LTV:

80%; Seller Carry Back Allow


Full-Recourse and Non-Recourse; options available

Rate Benchmark:

Treasury Rate / Prime Rate / Libor Rate / FHLB Rate / Swap Rate


100 - 400 basis points

Geographic Area:



Borrowing Entity - Single Purpose Entity required
Prepayment - Defeasance or Yield Maintenance
Assumption- Allowed
Escrows- Required for Taxes and Insurance

Third Party Reports:

MAI Appraisal / Property Condition Reports
Phase I Environmental / Title / Survey

Application Fee:

None to AARCS; Varies by Lenders


45-90 days from complete due diligence package